Meet Your Autonomous CFO

One Financial Co-Pilot. Full Financial Control. Human Experts When It Counts.

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Predictive Cash Flow Intelligence

Know when money runs dry — before it does.

AI-powered forecasting predicts cash flow dips or spikes with 30–90 day visibility. Spot risks. Simulate outcomes. Stay two steps ahead.

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Automated Invoicing & Payment Chasing

AI agent sends reminders so you don’t have to.

Detects unpaid invoices via email or integrations, follows up automatically — in your tone of voice or brand style.

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Smart Vendor & Client Negotiations

“Shall I ask for net-60 terms on your next order?”

Your CFO agent negotiates payment terms with vendors or customers via email and APIs, freeing you from back-and-forth threads.

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Intelligent Expense Management

Categorizes, alerts, and audits — without the spreadsheet slog.

Your agent classifies expenses, flags anomalies, and tells you if your burn rate spikes unexpectedly.

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FX Risk Monitoring

Global operations? We've got your back.

Track currency fluctuations in real-time. Get AI-generated timing recommendations for conversions or international transfers.

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Scenario Planning & Emergency Playbooks

“Revenue is down 30% — activate credit or reduce ads?”

Your CFO agent offers pre-built strategies when trouble brews. Play out growth, crisis, or hiring scenarios before you commit.

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Regulatory & Compliance Watchdog

Sleep better knowing the essentials are covered.

Automated reminders and workflows for tax, KYC, and AML deadlines – localized to your region.

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Human-in-the-Loop Advisory

Complex problem? We escalate to a real expert.

Your AI agent flags edge cases — like loan negotiations, country regulations or mergers — and connects you to vetted consultants.

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Embedded Financing (up next)

AI-curated funding options tailored to your cash flow.

Access flexible working capital, invoice financing, or revenue-based loans directly through embedded marketplace.

Powerful Features, Effortless Experience.

EasE of USE

Powerful Intelligence, Effortless Control.

LumosFlow transforms complex financial signals into simple, actionable decisions.With an intuitive interface and an AI-driven engine working in the background, you get proactive insights — not just numbers — so you can respond before risks turn into problems.

"Built for busy founders, not financial experts."

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All-in-One Dashboard

One Command Center for Your Finances

LumosFlow’s AI-powered dashboard brings together your cash flow forecast, FX risk, compliance, and payment health — in one simple, actionable view.

Avoid noise. Spot trends. Act fast with confidence.

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Easy Integration

Plug In. Power Up.

LumosFlow connects with your existing tools in seconds — from accounting and payments to e-commerce and CRM. No setup headaches. No syncing issues. Just one smart layer that ties it all together.

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Global Risk. Local Compliance. Real-Time Response.

LumosFlow actively monitors your financial environment — from currency volatility to compliance risks — and takes action when it matters. Automate your obligations, protect against exposure, and stay in control across borders.

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FX Risk Mitigation

Detects currency fluctuations before they impact your margins.

LumosFlow flags volatile FX activity and suggests hedging strategies or optimal payment timing — minimizing your exposure automatically.

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Compliance Automation

Never miss a regulatory deadline again.

The platform simplifies AML/KYC and tax-related tasks by tracking obligations and pre-filling key workflows tailored to your region.

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Real-Time Alerts

Don’t just see the risk — act on it.

Instant alerts for unusual activity, missed payments, compliance updates, or cash flow dips — always paired with suggested next steps.

Ready to get started?

Talk to us to explore how LumosFlow can automate your cash flow, manage FX risk, and reduce financial stress — so you can focus on growth.

Start with a Diagnostic
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